Effective Date: November 14, 2024

Beissel Insurance Service, inc. ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you interact with us, whether online or offline, including when you access our website, use our services, or contact our office.

1. Information We Collect

We may collect the following types of information:

• Personal Identifiable Information (PII): This may include your name, address, phone number, email address, Social Security number, date of birth, financial information, driver’s license number, and other information necessary to provide you with insurance products and services.
• Non-personal Information: This includes details about your use of our website or services, such as IP addresses, browsing data, device information, and cookies.
• Health and Medical Information: In certain circumstances, we may collect health-related information when necessary to process claims, underwrite policies, or for other legitimate business purposes.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and manage insurance products and services, including underwriting, claims processing, policy administration, and billing.
• To communicate with you, including sending policy updates, renewal notices, promotional offers, and customer service inquiries.
• To comply with legal and regulatory obligations.
• To assess risk and provide quotes for insurance policies.
• To improve our website, services, and customer experience.
• To process payments and detect fraud.

3. Sharing Your Information

We may share your information in the following situations:

• Service Providers: We may share your information with third-party service providers who assist in operating our business, such as payment processors, IT services, and claims adjusters. These providers are contractually obligated to protect your information and only use it for specific purposes.
• Insurance Partners: We may share your information with other insurance carriers, agents, or brokers involved in your insurance policy or claims process.
• Legal Compliance: We may disclose your information as required by law, regulation, or legal process, such as in response to a subpoena or government inquiry.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

4. Data Security

We take reasonable precautions to protect your personal information from unauthorized access, loss, misuse, or alteration. These include physical, electronic, and managerial safeguards to secure your data. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices Depending on your location, you may have the following rights regarding your personal information:

• Access: You may request access to the personal information we hold about you.
• Correction: You may request that we correct any inaccuracies in your personal information.
• Deletion: You may request that we delete your personal information, subject to certain legal obligations.
• Opt-out of Communications: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or contacting us directly.
• Data Portability: In some jurisdictions, you may request a copy of your personal data in a portable format.

6. Cookies and Tracking Technologies

We use cookies and other tracking technologies to collect information about your interaction with our website. Cookies help us improve your experience by remembering your preferences and enhancing website functionality. You can manage your cookie preferences through your browser settings.

7. Children’s Privacy

Our services are not intended for children under the age of 13, and we do not knowingly collect personal information from children. If we learn that we have inadvertently collected personal information from a child, we will take steps to delete it as soon as possible.

8. Third-Party Links

Our website may contain links to third-party websites that are not operated or controlled by us. This Privacy Policy does not apply to those websites. We encourage you to review the privacy policies of any third-party websites before sharing any personal information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we update the policy, we will post the revised version on our website with a new effective date. We encourage you to periodically review this Privacy Policy for the latest information on our privacy practices.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Beissel Insurance Service, Inc.
13732 Newport Avenue, Suite 4
Tustin, CA 92780
Phone: (714) 838-0601
Email: info@beissel.com